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Effatic. Esquema de Fomento Financiero para la Adopcin TIC en PYME EFFATIC Interpretacin de la imagenesquema NOTA Sin esta descripcin la imagen carece de sentido para quien la observeNOTA Sin esta descripcin la imagen carece de sentido para quien la observe Barras negativas Representan la valoracin negativa respecto la contribucin